Selling a home can take time, planning, and patience.You may have prepared your home, welcomed showings, answered questions, and waited for the right buyer only to have your listing expire without a
2026 Housing Market Outlook: What Buyers & Sellers Should Know
Dated: October 17 2025
Views: 225
After several years of uncertainty and flat movement, 2026 could be the year the housing market gets its momentum back. Experts expect more transactions, shifting affordability, and moderate price growth. Whether you’re buying, selling, or simply curious — here’s how to prepare.
More Homes Might Change Hands in 2026
Many potential sellers and buyers stayed on the sidelines when mortgage rates and prices squeezed affordability. But as economic pressures ease, more people may feel encouraged to move.
Fannie Mae predicts a nearly 10% increase in home sales in 2026, with mortgage rates easing to around 5.9% by year end. RealEstateNews.com
In California, the California Association of REALTORS® (C.A.R.) forecasts the statewide median home price will climb 3.6% in 2026, reaching about $905,000, while sales are expected to rise modestly. California Association of Realtors
These projections suggest a more active market than what many experienced in 2025.
Mortgage Rates: A Gradual Descent, Not a Drop-off
Buyers are watching rates like hawks. While rates are unlikely to plummet, many analysts expect a slow decline in 2026 — though with volatility along the way.
The National Association of REALTORS® (NAR) and others view a modest drop, possibly into the low-6% territory, as plausible if inflation eases. The Close+1
But mortgage rates won’t move straight down — think “stairs, not escalator.” Markets will react to inflation data, Fed policy, and global economic events.
Even a modest rate reduction can make a difference in what you can comfortably afford.
Home Prices: Growth, But at a Healthier Pace
Many forecasts suggest home price appreciation in 2026 will be moderate, not explosive.
NAR projects ~4% median home price growth for 2026, reflecting a balanced mix of supply and demand. The Close
However, Zillow offers a more cautious view, forecasting a small decline (–0.9%) nationally between April 2025 and April 2026. ResiClub
Regional data shows mixed trends — in some metros, prices may decline or flatten due to shifting inventory and affordability stress.
For sellers, that means pricing strategically matters more than ever. For buyers, it suggests the time isn’t now or never — there’s some room to negotiate.
What This Outlook Means for You
| Role | What to Watch For | Strategy Advice |
|---|---|---|
| Buyers | Rate trends, loan approval, local inventory | Lock in a competitive rate early. Work with lenders to pre-approve. |
| Sellers | Local comps, condition, staging | Highlight value, minimize time on market, price smartly. |
| Investors | Cash flow, cap rates, growth markets | Explore areas with population growth or renovations that add value. |
Because not all markets move in sync, what’s happening in Los Angeles, Orange, Riverside, or San Bernardino counties may differ from national trends. Keep your focus local.
Bottom Line
2026 appears poised to bring renewed energy to the housing market — but in a tempered, more stable way.
Expect more buyer and seller activity.
Rates may inch lower, but with bumps.
Home prices likely rise modestly — not explode.
The key will be not waiting for “perfect” timing, but staying informed and ready.
Your Next Move
If you’d like to understand what 2026’s climate means for your specific area, or get a customized forecast for your budget or home, we, Shasha & Terri Team is here to help.
Call or Text: 626-893-9617 | 626-315-0025
Let’s strategize your best move — whether that’s listing your home, buying, or planning ahead.
Shasha Truong & Terri Nguyen Realty Group
Your Realtors-For-Life
Happy to Help Buy & Sell Homes in Los Angeles, Orange, Riverside, and San Bernardino Counties for 25+ years & beyond
📞 Call/Text: 626-893-9617 | 626-315-0025
📧 shasha.truong@exprealty.com | terri.nguyen@exprealty.com
🌐 www.shashaterri.com
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References & Sources
Fannie Mae Economic & Strategic Research (2025 outlook) — home sales + rate forecasts RealEstateNews.com
California Association of REALTORS® 2026 forecast — price & sales for CA California Association of Realtors
Zillow Home Value Index projection: –0.9% national change (April 2025–2026) ResiClub
NAR / TheClose forecast: ~4% home price growth, cautious rate easing The Close
Norada Real Estate: forecast summary for 2025–26 market recovery noradarealestate.com
Forbes market commentary: construction, pricing trends, rate dynamics Forbes
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